Many of the individuals love it when I am saving money for them because they usually have at least $40 extra spending money, if not more just by me taking the effort to pay their bills for them ON TIME. The key is to pay bills on time in order to dodge a boat load of unwanted fees. Besides incurring late fees by not paying your bills on time, you can also ruin your credit. By having bad credit it can cause you many problems later in life when you want to make certain purchases.
Just by taking 30 minutes or less out your day and taking the effort you can lead a healthy financial life free of fees and bad credit.
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